First Time Buyers

 

All American Lending is your One-Stop Shop for Buying Your First Home.

  • Excited? Overwhelmed? Both? We figured. That’s why All American Lending makes buying a home easier than anywhere else – by doing the legwork for you.

  • You’ll find everything you need right here, from a trusted real estate agent in your area to a mortgage program that fits your needs.

  • And we’ll hold your hand every step of the way.

Become Pre-Approved Before You Shop and Get More Bargaining Power (It’s Free!)

  • When you get pre-approved through All American Lending, you have an advantage in this buyer’s market.

  • What do you get? You’ll get pre-approved for homes in a certain price range, which will narrow your search and help you find the right home quickly – and, your pre-approval is totally free.

  • You can also close quicker than other buyers because you already have a head-start on getting approved. For motivated sellers, this can give you just the bargaining power you need.

We’ll Match you with a Trusted Real Estate Agent

  • We’re here to make buying your first home easy. So we’ve partnered with a few honest and ethical Real Estate Agents, the totally free service that matches you with a pre-screened, reliable real estate agent in your area!

  • How do they do it? We have pre-screened real estate agents in all 50 states from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our nationwide network.

  • One Easy Transaction: These agents will work hand-in-hand with your Home Loan Expert at All American Lending to eliminate confusing, extra legwork and to ensure hassle-free home buying.

Get a Home Loan with Little or No Money Down

  • All American Lending exclusive mortgage programs allow you to buy a home with only a 3.5% down payment needed! In many cases, that down payment can be a gift from a relative or non-profit organization.

Get a lower rate – and payment – with FHA Rate Break!

  • All American Lending offers an exclusive feature to buyers using our FHA Express loan! Our FHA Rate Break will give you 1% off your mortgage rate for a full year!