The All American Lending Difference

What makes All American Lending America's #1 Online Lender?

It’s never been more important to work with a reputable, trustworthy company. Now, more than ever, the mortgage company you choose matters.

So here it is – this page contains our heart and soul. This is who we are; it’s what we stand for…in a nutshell, it’s our story.

People like you have shaped the company we’ve become. When we find a moment to celebrate our success, we know we owe it all to you.

  • 9 out of 10 of our loyal clients would recommend us to friends and family – the biggest compliment we could ever receive.
  • Need more proof? Read real All American Lending reviews by the people who know us best our clients. Or if you’re looking for 3rd party validation, check us out on the bbb.org.

 

Our Experience

We know how important it is for you to know we’re a stable, reliable company – especially in today’s markets.

  • We’ve got 24 years under our belts providing world-class client service
  • We make it happen we have funded  hundreds of  loans.
 

Our Values

We’ve taken the principles we’ve built our business on and put them on paper.

Responsible Lending

All American Lending’s leadership team has been lending responsibly for over 24 years, delivering accurate information, competitive rates, and an easy process for our customers. Along with full compliance of new, stricter Federal regulations, we’ve implemented our own internal policies as an added layer of consumer protection.

Our mortgage bankers are SAFE Act licensedThe government has enacted a new federal licensing requirement known as the SAFE Act, which establishes minimum standards for licensing and registration of loan originators in order to enhance consumer protection. All of our mortgage bankers are SAFE Act licensed and registered and we’re compliant with all federal and state licensing and lending policies. No-steering policy. We created and implemented a strict “no-steering policy” where none of our employees are incentivized to put you in one loan program over another - so they’re always looking after your best interest. In addition, we don’t quote teaser rates that our customers cannot qualify for or obtain, and we never charge an application fee. An honest Good Faith Estimate (GFE) One of the most far-reaching new federal regulations requires lenders to provide customers a standardized Good Faith Estimate or GFE when disclosing rate and fees. The old GFE was just a best-effort estimate. The new and improved GFE is designed to make all lenders conform to a standardized document guaranteeing that third party services lenders quote upfront are within a 10% tolerance of the actual fees at closing.

Many lenders try to circumvent the new GFE by using “fee worksheets” or other non-approved documents to provide you an estimate that is not bound by the government-regulated GFE. These alternative “work sheets” are aggressive sales tactics used by many lenders, and they are both misleading and irresponsible. If a lender or broker you’re considering is unwilling or unable to provide what is now lawful practice, we encourage you to move on and do business with a fully compliant lender.